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Medical Plan

To fit your specific needs, your benefit package provides you with three options in medical plans. The plan with the lowest deductible has the highest payroll deduction. The plan with the highest deductible has the lowest payroll deduction. And the other plan falls in between in costs. All plans cover the same services, just with different copayments and deductibles that apply.

It’s up to you to take advantage of everything your health plan offers. To choose the plan that is right for you ask yourself the questions that will help you assess your needs. Think about the ways you use healthcare, the medical needs you can foresee, and how you can balance cost and coverage.

Dental Coverage

With Delta Dental of Missouri, you can receive care from any dentist. However, Delta Dental has contracts with a large network of dentists who have agreed not to charge more than a specified amount for particular services. If you use one of these network dentists, you won’t have to worry about being charged for additional amounts above the allowable amount covered by the plan.

Vision Coverage

Your Company offers you vision coverage through Vision Service Plan or VSP. No member cards are needed with the VSP plan. You may receive care from any vision care provider. However, VSP has an extensive nationwide network of doctors who provide eye care and eye wear. When you receive care through these vision care providers, you simply pay the appropriate co-payment. If you visit an out-of-network provider, be aware that your out-of-network benefits do not guarantee full payment.

Vision Plan Video


Group Number: 487775
Telephone Number: 1-800-877-7195

Forms and Documents

Flexible Spending Account

FSA Video


Group Number: 2514557
Telephone Number:  1-888-868-FLEX

Basic Life Insurance

Basic Life Video


Group Number: 525987
Telephone Number:  1-866-679-3054 or
1-800-887-2180 TTY/TDD

Voluntary Life Insurance

Voluntary Life Video


Group Number: 525987
Telephone Number:  1-866-679-3054 or
1-800-887-2180 TTY

Retirement


Group Number: 55512111
Telephone Number: 1-800-401-8726
(Retirement Specialist)

Forms and Documents

Employee Assistance Program

EAP Video


Group Number: 0055125
Telephone Number: 1-800-854-1446
Telephone Number Spanish: 1-877-858-2147
Telephone Number: 1-800-999-3004 TTY/TDD

Forms and Documents

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Quickly and easily live with health in hand, every day.  Visit I Triage to check your symptoms, learn about health conditions, easily find an connect with doctors, get up-to-date medical news and information and conveniently manage your own health information.

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Healthcare Bluebook helps you save money on out-of-pocket medical expenses.  Shop for affordable care in your area and save hundreds or thousands of dollars while making informed decisions about your healthcare.

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The Better Health Evaluator from WebMD is designed to help you practice talking to your doctor. It helps by asking you questions and providing you with some questions for your next doctor visit.   

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Insurance 101.  Learn about which types of insurance are best for you.  Take 2 minutes to find out how much life insurance you need with Life Happens simple online calculators. 

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Access a full array of free Health Risk Assessment Calculators including Body Mass Index, Body Fat, Blood Alcohol, How to Lose Weight, Lean Body Mass, Smoking Costs and more.

medical-news(1)Only 1 in 5 U.S. adults know the information needed to make good health care decisions.  Health at Hand is a free online medical library with hundreds of medical articles and essential health facts.

This page was last updated on: Jan 3, 2021 @ 8:36 pm  ✟  © BenefitHelp All Rights Reserved
Every reasonable effort has been made for the information provided to be accurate. It is intended to provide an overview of the coverage’s offered. It is in no way a guarantee or offer of coverage. Each carrier has the ability to underwrite based on its contract. Each carrier’s contract, underwriting,|and policies will supersede the information on this page. Please be aware that each carrier may have exclusions or limitations and you must consult your summary plan description and/or policies for details.
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